Pay your bills and loan EMIs on time; keep your credit card usage low; avoid applying for too many new credit products in a short period.
No. Checking your report through LoanRaja is a soft inquiry and will not impact your credit score.
Indian credit scores generally range from 300 to 900 — the higher the score, the better your credit history.
Credit reports are typically updated once a month. We recommend logging in regularly to stay informed.
Common reasons include a low credit score, high existing debt, insufficient income proof, or errors in your application.
Yes. We use bank-grade data encryption to keep your personal and credit information secure.